For Home Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
"Rebate is available only to buyers who close escrow/proceed to
final settlement with our Agency acting as their sole and exclusive
agent in the purchase of real estate. For homes with a final sales price
of $200,000.00 or more, the rebate is twenty five percent (25%) of the
cooperating broker commission actually received by our Agency at the
close of escrow/settlement for representing the buyer net of any
allowances or other deductions by our Agency related to the transaction.
Occasionally, the seller and/or listing broker in a transaction will
offer the broker representing the buyer a bonus or other additional
incentive over and above the cooperating brokerage commission. Any such
bonuses or other additional incentives are separate and apart from the
cooperating brokerage commission actually received by our Agency and
buyer is not entitled to a rebate on any bonus or other additional
incentive monies paid to our Agency over and above the
cooperative broker commission. For homes with a final sales price of
$199,999.99 or less, the rebate is Three Hundred Dollars ($300.00). The
amount of the cooperating broker commission received will vary on
individual properties. The rebate will be paid or credited to the party
or parties named as the "buyer(s)" or "borrower(s)" on the HUD-1 Closing
Statement or equivalent official closing statement. In the case of an
IRC §1031 Tax Deferred Exchange ("Exchange"), the party named as the
"buyer or borrower" is the Qualified Intermediary (the "Exchange
Company") and the rebate will be paid or credited to the Exchange
Company for the benefit of the party conducting the exchange (the
"Exchanger"). All buyers, or in the case of any Exchange, the Exchanger
must sign a Rebate Agreement before any rebate will be issued. This
rebate program is only available where permitted under state and federal
law and when not otherwise prohibited by the buyer's lender(s).
There may be tax consequences to the rebate. If you need legal or tax
advice, you should consult with the appropriate professional. Offer
subject to conditions, limitations, exclusions, modifications, and/or
discontinuation without notice. "
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
